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Owner Financing Terms

Low barrier to entry. Start mining immediately. No credit checks required.

💰 Financing at a Glance

We offer seller financing for most of our claims: 25% down, 10% fixed interest, and 12 equal monthly payments. Our straightforward financing lowers the barrier of entry to get into a new claim and start mining without having to come out of pocket with the full purchase price upfront.

Purchase Price

Also known as the "cash price" for our listings. This is the total price to be paid for the claim if paid all at once. This cash price is the base price for the claims prior to any interest being applied.

Down Payment

We require a 25% down payment on all financing contracts. Example: If a claim has a total financed price of $1,100, we require $275 down payment to initiate the loan agreement.

Loan Amount

Subtract the down payment, earnest money, and other upfront payments from the purchase price to get your loan amount.

Interest Rate

We charge 10% fixed interest on financed purchases. Example: If a claim has a $1,000 purchase price, the interest added will make the financed amount $1,100.

Loan Term & Amortization

Financing terms are 10% fixed interest paid over 12 equal monthly payments. This recurring charge is billed to your account automatically as a subscription via our payment gateway, PayPal™.

Monthly Payment

The total loan amount to be financed is divided into 12 equal monthly payments.

Balloon Payment & Pre-Payment

There are no pre-payment penalties to paying off your loan. The quicker you get it paid off, the quicker you will receive a full deed transfer of the claim's mineral rights and mineral interests in your or your company's name.

Additional Terms

  • Temporary Conveyance of Mineral Rights: Upon agreeing to our seller-financing terms and making a successful down payment, you will receive a Temporary Conveyance of Mineral Rights which will grant you access to the property to start mining. This is the same as leasing the property's mineral rights until the loan amount has been paid off in full.
  • Full Mineral Rights Transfer: After the loan has been paid off, the buyer will get a full deed transfer of the mineral rights and claim deed, officiating them as the new claimant.
  • No Credit Check: No credit checks are required.
  • No Late Fees: No late payment penalties.
  • Non-Payment Policy: After 45 days of non-payment, the financing contract will be considered VOID and any granted temporary mineral rights will be revoked. There is no reimbursement of the down payment, so you are encouraged to make your payments on time for the life of the loan.
  • Tax Compliance: All loans and financing proceedings are in accordance with the laws and regulations of the great state of Nevada.

📩 Ready to Finance a Claim?

We're excited to offer seller financing on most all of our mining and gold claims for sale. Contact us to inquire about owner financing any of our claims!